Premium Auditor Trainee

Hamilton, NJ
Not Specified
Feb 23, 2024
Apr 23, 2024
Job Type
Not Specified
Career Level
Not Specified

At Selective, we don't just insure uniquely, we employ uniqueness.

Our Business

Selective is a midsized U.S. domestic property and casualty insurance company with a history of strong, consistent financial performance for nearly 100 years. Selective's unique position as both a leading insurance group and an employer of choice is recognized in a wide variety of awards and honors, including listing in Forbes Best Midsize Employers in 2023 and certification as a Great Place to Work® in 2023.

Working at Selective

At Selective, we don't just insure uniquely – we employ uniqueness. Employees are empowered and encouraged to Be Uniquely You by being their true, unique selves and contributing their diverse talents, experiences, and perspectives to our shared success. Together, we are a high-performing team working to serve our customers responsibly by helping to mitigate loss, keep them safe, and restore their lives and businesses after an insured loss occurs. Employees receive comprehensive total rewards packages - including competitive compensation and performance awards, health benefits, and retirement savings - and professional development opportunities and flexible schedules to support their health, wealth, and well-being. Join our team and help make a difference.

Job Summary:

Selective Insurance is looking for a Premium Audit Trainee to work a Hybrid schedule in our New Jersey office. This position will learn how to perform physical audits (in-person and virtually) on Property / Casualty Commercial Line policies in accordance with company, industry and government rules and regulations to ensure accurate earned premiums, appropriate classifications, and exposures. Upon successful completion of training, (may include on-the-job, self-study, and classroom), the trainee will acquire the skills and abilities necessary to schedule and complete audits, interact with agents, insureds, underwriting and regulatory agencies. The training class is set to begin July 8, in our corporate office in Branchville, NJ.


  • Learn how to manage, schedule and conduct physical / virtual audits for selected Commercial Lines policies based on auditable exposures. Audit consists of reviewing the insured's business operations, examining and recording data from the appropriate financial / business records.
  • Evaluates all subcontractor operations and details exposures according to manual rules. Verifying claims data. Determines and/or develops premium basis and classification. All in accordance with company, industry and government rules and regulations.
  • Learn how to manage and schedule territory and inventory to optimize efficiencies, auditor expectations and meet internal and external customer needs.
  • Attend training programs and meet all requirements associated with completion of hosted coursework.
  • Develop proficiency in insurance coverage and understanding or risk factors.
  • Learn how to maintain a positive customer relationship and develop rapport with internal and external customers to provide ongoing technical expertise.
  • Learn how to utilize automated premium audit work management system, commercial lines automated systems, PAAS and respective independent bureau state websites.
  • Learn to communicate effectively, both verbally and in writing to agents, insureds, and interdepartmental staff.
  • Including learning to identify and address reasons for large increases or decreases on final audits.
  • Car travel may represent approximately 50% of employee's time and a valid driver's license.


  • College degree preferred.
  • Proficient in most standard business software applications, particularly Microsoft Office (Excel, PowerPoint, Word and Outlook).
  • Demonstrated self-starter.
  • Demonstrated ability to effectively communicate with internal and external customers/peers.
  • Must show sound, balanced and timely decision-making skills.
  • Must have valid state-issued driver's license in good standing.

Selective is an Equal Employment Opportunity employer. That means we respect and value every individual's unique opinions, beliefs, abilities, and perspectives. We are committed to promoting a welcoming culture that celebrates diverse talent, individual identity, different points of view and experiences – and empowers employees to contribute new ideas that support our continued and growing success. Building a highly engaged team is one of our core strategic imperatives, which we believe is enhanced by diversity, equity, and inclusion. We expect and encourage all employees and all of our business partners to embrace, practice, and monitor the attitudes, values, and goals of acceptance; address biases; and foster diversity of viewpoints and opinions.

Selective maintains a drug-free workplace.



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