Risk Management Consultant Jacksonville FL Area
- Employer
- FHM Insurance Company
- Location
- Jacksonville, FL
- Salary
- Based on experience.
- Posted
- Oct 17, 2017
- Closes
- Dec 16, 2017
- Category
- Loss Control, Risk Management, Workers' Compensation
- Job Type
- Full Time
- Career Level
- Experienced (Non-Manager)
SCOPE:
Perform functions to manage assigned territories and act as a resource for FHM Policyholders and internal staff in order to maintain FHM’s Risk Management Program; visit policyholder’s sites to gather necessary information, provide risk analysis and risk management; educate policyholders regarding safety hazards, loss prevention, and hiring standards; use sound judgment based on the risk assessment, knowledge of best practices, past experience, and market conditions to help ensure profitability for FHM. The information gathered and analysis made will be effectively communicated through generating and updating written reports and attaching them to FHM’s internal systems (currently ImageRight and Tropics).
ESSENTIAL FUNCTIONS:
- Manage assigned territories and work with policyholders to establish safety goals and assist in the development of a positive safety culture and safe work environment.
- Prioritize, schedule and conduct impactful visits to policyholders’ sites. Survey policyholder contact(s) and, based on interviews, write an adequate description of operations detailing practices and employee duties giving the reader a unique understanding of the policyholder’s business, identify workplace hazards, document findings and recommend course of action including corrective actions and implementation of safety programs to decrease probability of injuries. Verify that underwriting submissions correlate with actual customer’s practices and operations. Generate and update reports documenting visits and communicating concerns, potential hazards, unsafe practices, and recommended course of action for underwriting and/or the client. Conduct site visits as requested or as needed.
- Provide sample OSHA required programs, as well as safety programs addressing all known employee exposures. Consult with policyholders concerning the adoption of necessary programs to their specific needs and working environment. Assist policyholders with the use of FHM’s website and distribute FHM written material as necessary. Communication of this information to policyholders must be performed in a timely manner.
- Educate and provide training to policyholders regarding jobsite safety, sound hiring practices, claims management, OSHA regulations and compliance, good housekeeping, and enforcement of policies to limit liability and effectively manage future claims and minimize employment issues.
- Investigate accidents and communicate with policyholder and proper parties any necessary follow up on work injuries and claims. Recommend corrective actions and claims handling procedures. Ensure policyholders are addressing claims properly.
- Promote and provide support for the implementation of the Drug Free Workplace and Post-Injury Drug Testing programs with policyholders.
- Review loss data and provide statistical analysis showing any trends and make projections of future loss potential. Target hazards that may cause most serious and frequent losses and implement procedures to reduce these exposures. Conduct follow up visits as necessary.
- Provide additional assistance to policyholders with high loss ratios and/or frequency of injuries. Analyze policyholder’s risk to include past injury trends. Strengthen risk management services and take appropriate actions until satisfactory improvement or cancellation. Make recommendations regarding policy renewals as necessary.
- Attend periodic classes, conferences or seminars to qualify for continuing education credits and meet requirements necessary to maintain required certification and licensures. Maintain current knowledge of laws and regulations, legal changes, trends and developments in the risk management field.
- Generate and file periodic letters, proposals, expense accounts and other reports as necessary.
- Participate, contribute, and share knowledge in risk management and task force meetings.
- Regularly drive automobile to customer sites. Maintain a valid Driver’s License and insurability under company’s insurance policy.
- May be required to set up and operate from a home office.
- Occasional overnight travel required to maximize efficiency and customer impact.
OTHER DUTIES MAY INCLUDE:
- Perform or assist with any operations, as required to maintain workflow and to meet schedules and quality requirements.
- Participate in any variety of meetings and work groups to integrate activities, communicate issues, obtain approvals, resolve problems and maintain specified level of knowledge pertaining to new developments, requirements, and policies.
- Perform other related duties as assigned.
TOOLS AND EQUIPMENT USED:
Computer and peripherals, standard and customized software, and usual office equipment.