Underwriter - Commercial Lines - Property & Casualty

Unico American Corporation, through its subsidiaries, underwrites property and casualty insurance in the western states, primarily, California. The company's subsidiaries provide property, casualty, health, and life insurance products, as well as insurance premium financing and membership association services. The company's subsidiaries market their insurance products through a network of brokers and retail agents. Unico American Corporation was founded over 35 years ago, is publicly owned (traded under the symbol “UNAM”) and is located in Calabasas, California.

We are passionate about serving our business owners, agents, and brokers and take pride in being a values-based organization.   Guided by our beliefs in Excellence, Success, Integrity, People, Diversity and Stability, we are a company looking for unique individuals who want to contribute and be part of a growing company.    

Our ideal candidates are personable, high-quality professionals who “think outside of the box,” take ownership of their decisions and work in collaboration with others.   We offer a great work environment which fosters personal growth and rewards performance.

Opportunities are open in one of our following growing departments:

• Apartments & Commercial Buildings
• Food, Beverage & Entertainment
• Garage & Mercantile
• Transportation

Essential Functions

• Provide outstanding service to all policy holders, business owners, agents, and brokers

• Collects and evaluates information to assess eligibility and degree of risk compared to the norm; for example, internet research, application forms, inspection reports, and other data.
• Collaborates with others to improve business outcomes.
• Makes and communicates underwriting decisions, negotiates sales, and participates in promotional activities.
• Provides continuous underwriting and policy support service.

Other Functions

• All other duties, as assigned.

Competencies

• Interpersonal Skills.
• Communication Proficiency.
• Time Management Skills.
• Organizational Skills.
• Technical Capacity.
• Personal Effectiveness/Credibility.
• Presentation Skills.
• Good Judgment.
• Ethical Conduct.
• Decision Making.
• Discretion.
• Financial Management.
• Problem Solving/Analysis.
• Thoroughness.

Managerial/Supervisory Responsibility

This position has no managerial/supervisory responsibilities.

Work Environment

This job operates in a professional office environment and routinely uses standard office equipment such as computers, phones, photocopiers, filing cabinets and fax machines.

Physical Demands

The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job.

While performing the duties of this job, the employee is regularly required to talk and to hear. The employee frequently is required to sit and stand; walk; use hands to hold, handle or feel; and reach with hands and arms.

Position Type and Expected Hours of Work

This is a full-time position. Though some flexibility in hours may be allowed, the employee must be available during the company’s regular business hours, Monday through Friday, 8:30am to 5pm and for additional time outside of regular business hours, to support the company’s business needs.

Travel

No travel is expected for this position.  However, volunteer travel opportunities may be presented (e.g., visits to brokers, agents, trade shows, etc.).

Required Education and Experience

• Bachelor’s degree.
• 2+ years of commercial lines underwriting experience

Additional Eligibility Qualifications

• Must have proven track record of effective working relationships with peers.

Other Duties

Please note this job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee for this job. Duties, responsibilities and activities may change at any time with or without notice.