Claim Adjuster - Workers' Compensation - Compensability

State Auto Insurance Company is transforming the workers’ compensation system with highly innovative programs that dramatically reduce employers’ costs. We are an industry leader in providing integrated disability and productivity solutions. We offer our services for insured, large deductible and state fund employers.

We have an opening for an experienced Workers Compensation Claims Adjuster to work on our Compensability Team in our Bloomington, MN location.

POSITION DESCRIPTION:

The most important decision in the life of a claim is the compensability decision. In this role you will provide and ensure accurate and timely investigation and eligibility determination of our high risk claims in multiple jurisdictions. You will do this by taking statements from the employer, medical provider and recorded statements of the injured worker. Your role is to define the facts, apply the jurisdictional law to the facts and determine eligibility for benefits. You will be working within a highly accountable team in a fast paced environment.

REQUIREMENTS:

You should have previous experience with investigating and making liability decision of workers’ compensation claims.

Excellent computer, communication, interpersonal, problem solving and organization skills are necessary. Adjuster licensure, as required by jurisdiction, is also required within six months of hire. If you already have multi-state adjusting experience, that is a plus.

Qualified applicants should possess a minimum of three years workers’ compensation claims adjusting experience. A high school diploma is required; however, some post-secondary experience is strongly preferred.

This position requires the knowledge of basic legal and medical terminology, workers’ compensation law and statutory requirements, state workers’ compensation forms, claims investigation and liability determination.

State Auto Values: Must be willing to work by the "values" established by State Auto

ABOUT US: 

State Auto offers a competitive salary, an annual bonus program, an excellent benefit program including medical, dental, vision and prescription insurance coverage, life insurance, matching 401(k) plan, flexible spending accounts, tuition assistance, and a stock purchase plan.

State Auto is committed to the principal of equal employment opportunity for all associates and applicants and to providing associates with a work environment that is free from discrimination and harassment. All employment decisions (hiring, placement, promotion, termination, layoff, recall, transfer, leaves of absence, compensation, training and work assignments) are based on business needs, job requirements and individual qualifications without regard to race, color, religion, gender, sex, sexual orientation, gender identity, national origin, age, disability, genetic information, marital status, citizenship status, military status, or status as a covered veteran in accordance with applicable federal, state and local laws. State Auto will not tolerate discrimination or harassment based on any of these characteristics.

State Auto is a smoke-free work environment. We utilize drug screening and background checks as conditions of employment. For all exempt positions we also obtain motor vehicle reports (MVR s).

State Auto will not accept candidates from third-party recruiters without a signed agreement with State Auto.