Financial Analyst
- Employer
- TS Banking Group
- Location
- Treynor, Iowa
- Salary
- Not Specified
- Posted
- Apr 29, 2017
- Closes
- Jun 30, 2017
- Ref
- 2870754085#GIJ--J2CBackfill.1
- Category
- Financial Services
- Job Type
- Not Specified
- Career Level
- Not Specified
Job Descriptions:The Financial Analyst position is responsible for facilitating financial reporting and risk modeling for the Asset / Liability Committee (ALCO) for the company. Assigned tasks may vary in nature; they may pertain to financial reporting of credit risk, interest rate risk, liquidity risk, loan and deposit pricing, and other duties as assigned that assist ALCO and bank-wide analytics. Strong critical thinking skills and willingness to use advanced functions of Microsoft Excel are required. Work is performed within the framework of standard operating policies and procedures; however, independent judgment and discretion is required in performing assigned tasks.Education and/or experience preferred includes: Possess a four-year college degree from an accredited university or institution with the major area of study in finance, econometrics, statistics or other closely related discipline. Work experience and/or college coursework can be substituted for the four-year college degree. Posses a minimum of three years of professional work experience as a financial analyst or closely related field. Work experience in the field of asset-liability management, or similar education experience, is strongly preferred.Position will be based in Treynor, Iowa.Required Experience:ESSENTIAL DUTIES AND RESPONSIBILITIESinclude the following. Other duties may be assigned.ALCO is responsible for bank-wide Asset / Liability modeling, analytics, risk management, and performance enhancement. This role is a direct supporter of the ALCO function. Examples of essential duties are as follows:Extracting data from financial reporting databases for input into risk models. Assisting in running risk models. Analyzing balance sheet risk dynamics such as concentration levels, credit risk trends and performance indicators. Pertinent reporting may cover a broad range of responsibilities such as financial modeling, forecasting, and risk and performance management. Facilitating fixed income and derivative portfolio operations through risk analysis, maintaining information infrastructure and database management. Exposure to elements of balance sheet strategy development, balance sheet simulation modeling/forecasting (EAR and EVE), interest-rate risk analysis, liquidity analysis, market research, model back-testing and validation, and statistical balance sheet assumption support. May occasionally support the credit risk analysis function for commercial loans and fixed income securities. Prepare forms, reports, correspondence, memoranda, etc.; answer the telephone. Perform other project work, as assigned. Comply with all banking regulations, policies and procedures. NON-ESSENTIAL DUTIES&RESPONSIBILITIESinclude the following. Other duties may be assigned. Maintain educational and professional expertise through attendance at job related seminars, conferences and workshops, and involvement in professional and community groups in leadership positions.SUPERVISORY RESPONSIBILITIES.There are no supervisory responsibilities in this position.QUALIFICATIONS.To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.EDUCATION and/or EXPERIENCE.Possess a four-year college degree from an accredited university or institution with the major area of study in finance, econometrics, statistics or other closely related discipline. Work experience and/or college coursework can be substituted for the four-year college degree. Posses a minimum of three years of professional work experience in the field of asset-liability management, or similar education experience, is strongly preferred.LANGUAGE SKILLS.Ability to read and interpret documents such as safety rules, operating and maintenance instructions, and procedure manuals. Ability to write routine reports and correspondence. Ability to speak effectively before groups of clients or employees of organization.MATHEMATICAL SKILLS.Ability to add, subtract, multiply, and divide in all units of measure, using whole numbers, common fractions, and decimals. Ability to compute rate, ratio, and percent and to draw and interpret bar graphs.REASONING ABILITY.Ability to apply common sense understanding to carry out detailed but uninvolved written or oral instructions. Ability to deal with problems involving a few concrete variables in standardized situations.OTHER SKILLS AND ABILITIES.Must have the ability to operate the following equipment: telephone, 10-key calculator, personal computer and printer, copy machine, fax machine. Must have advanced working knowledge of word processing, spreadsheet, and database software programs, particularly Microsoft Excel. Advanced personal computer knowledge preferred.KEY CONTACTS--Internal and External.Has frequent contact with individuals within the Asset / Liability Committee and Analytics department.CERTIFICATES, LICENSES, REGISTRATIONS.To effectively perform the job, must have reliable transportation to travel to and from work and other work-related events, meetings, interactions with clients, etc.PHYSICAL DEMANDS.The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.While performing the duties of this job, the employee is regularly required to use hands to finger, handle, or feel and talk or hear. The employee frequently is required to sit and reach with hands and arms. The employee is occasionally required to stand; walk; climb or balance; and stoop, kneel, crouch, or crawl. The employee must occasionally lift and/or move up to 10 pounds. Specific vision abilities required by this job include close vision, distance vision, color vision, peripheral vision, depth perception, and ability to adjust focus.WORK ENVIRONMENT.The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. The noise level in the work environment is usually moderate.COMMENTS.Position requires the ability to work before or after normal business hours, including weekends and overnight travel, to meet required deadlines and attend meetings and/or training programs.Keyword: Financial AnalystFrom: TS Banking Group