Underwriter
- Employer
- Express Capital Funding
- Location
- Los Angeles, California
- Salary
- Not Specified
- Posted
- Apr 29, 2017
- Closes
- Jun 30, 2017
- Ref
- 2869858705#GIJ--J2CBackfill.1
- Category
- Underwriting
- Job Type
- Not Specified
- Career Level
- Not Specified
Underwriter Role Description: Review Merchant Cash Advance applications: analyze borrowers overall business stability and make lending decisions. Analyze financial statements, business banking statements and related cash flows, information provided by borrowers advance applications, credit bureau information, and other third party data and analytics provided by the Firm. Conduct credit and background checks on business and business owners. Determine applicant credibility and payback ability using in-depth review and verification of all provided information. Coordinate with ISO's to obtain required or missing documentation and to facilitate communication with business owner. Build relationship and loyalty with ISO s. Review business site visits. Perform merchant interviews to understand the nature of a client s business operations. Evaluate current underwriting processes and take initiative to improve them; execute an outside of the box thinking problem-solving approach. Interact daily with and make positive impact on underwriting staff, internal sales team, business partners, merchants, and clients. Senior Underwriter Role Requirements: Experience reviewing financial information in the context of small business credit quality, including analyzing bank statements, business financial statements and tax returns. Conduct background checks Commitment to increase skill level becoming efficient in credit analysis. Attention to detail and a high level of accuracy. Team player with positive work attitude, effective verbal and written communication skills, excellent interpersonal skills, good relationship skills MUST HAVE 1 YEAR EXPERIENCE. Job Type: Full-time