Claims Representative - Auto Physical Damage (APD)

If you have a passion for taking ownership of projects, building relationships with coworkers and external clients and providing award-winning service, then The Main Street America Group is the place for you. Since 1923, our mission has been to take care of our customer the independent agent better than anyone else. Customer service is at the heart of everything we do.With offices in eight locations, we offer a wide range of commercial and personal insurance, as well as surety bond products, in 37 states. Our products and services are backed by financial stability. Our more than $1 billion in written premium is offered exclusively by 2,500-plus independent insurance agents. Administers, interprets and controls the compilation of statistical, financial, and competitor information to assist management in the pricing of existing and new property/casualty products. Job Summary: As front line contact with agents, insureds, and claimants: interprets policies; investigates claims and coverages; settles, determines liability, authorizes/negotiates or denies payment of claims within established authority levels and according to company Claim Philosophy, Best Practices, and Regulatory Requirements. Obtains written or oral statements from parties involved in claims, documents claims in accordance with regulatory requirements, and refer files to Special Investigation Unit (SIU) or Subrogration, as needed. Requirements:The successful candidate will have the following: Bachelor s degree preferred or equivalent work experience. Ability to obtain all required licenses within 3 to 6 months. A minimum of 2 years experience in the Auto Physical Claims is preferred. Excellent written and verbal communication skills with a passion for helping others. Strong organizational and computer skills. Ability to be a self-starter and work independently. Persistence and the ability to work through and solve problems. Our comprehensive list of benefits include: Medical, Dental and Vision (Day One Coverage) Paid Time Off 401(k) with Generous Company Match Pension Plan Incentive (Bonus) Plan Employee Recognition Programs Paid Holidays Company-Paid Disability and Life Insurance Tuition Reimbursement Flexible Spending Accounts for Health and Dependent Care Come learn why 100% of new hires are satisfied with the choice they made to join Main Street America.Visit and click on Careers to find out more. Contingency Recruiters:Please do not send resumes directly to any hiring manager within the MSA organization. If you would like to discuss this position, please contact the Staffing Department directly and NOT our managers. You must have a signed and current search agreement with the MSA Staffing Department before any resumes can be reviewed. Any resumes sent directly to MSA without a contract and specific work order in place for the position will be considered property of MSA. Thank you for your cooperation in this matter! Competencies: Analytical Thinking/Decision Making - Knowledge of tools and techniques for effective use of a broad range of factors, assumptions, frameworks and perspectives when solving problems.Communication - Clearly and effectively conveys information, verbally and non-verbally to persuade, inform, and build relationships. Listening attentively to others and responding appropriately.Customer Service - Ability to understand customer needs and expectations, provide excellent service in direct and indirect manner, and fulfill customer expectations.Relationship Building - Initiates, develops, maintains, and strengthens partnerships with others inside or outside the organization.Accuracy/Attention to Detail - Ability to process information with high levels of accuracy.Claims Investigation - Knowledge of how to gather necessary information to determine damage, liability, subrogation and other case-specific issues.Claims Knowledge - Knowledge of the full spectrum of activities, practices, tools, and considerations for managing the claims adjustment process.