Jumbo Underwriter
- Employer
- Sierra Pacific Mortgage Company
- Location
- Folsom, California
- Salary
- Not Specified
- Posted
- Feb 24, 2017
- Closes
- Mar 26, 2017
- Ref
- 2711567269#GIJ--J2CBackfill.1
- Category
- Underwriting
- Job Type
- Not Specified
- Career Level
- Not Specified
This position is responsible for approval or denial of mortgage loans based on review of information on loan documents. Remote applicants will be reviewed and taken into consideration. ESSENTIAL FUNCTIONS: May include but not be limited to the following Accurately underwrite an average of 3 - 4 new loan files per day, volume permitting, to determine whether buyer, property and loan conditions meet SPM and government standards Evaluate complex loan scenarios, loan applications, inspection reports and financial reports to assess financial risk, including potential fraud Request additional information and set loan conditions Review and sign off on underwriting and closing conditions as they are met Use thorough understanding of products/requirements to provide consultation re: viable loan alternatives Respond to broker questions regarding loan programs, clarification of loan conditions and status of loans in process Submit loans through the appropriate AU system and validate findings Work with Shipping/Post Closing to clear suspense issues Work with vendors to order appraisal and mortgage insurance-related items Perform other duties and/or mortgage related tasks a assigned Work well under pressure and meet multiple or sometimes competing deadlines
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